NVIT vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricNVITSCHDWinner
Expense Ratio1.08%0.06%
AUM$11M$103.7B
Dividend Yield15.30%3.31%
Holdings11104
YTD Return+10.44%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-18.3%-33.4%
Fund FamilyYieldMax ETFCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 17, 2025Oct 20, 2011

NVIT vs SCHD Performance

YieldMax NVDA Performance & Distribution Target 25 ETF (NVIT) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, NVIT is up 10.44% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -18.3% for NVIT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NVIT charges 1.08% per year while SCHD charges 0.06%. On a $10,000 position that is $108 vs $6 annually, a gap of $102 per year that compounds over a long holding period. On income, NVIT currently yields 15.30% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

NVIT and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NVIT or SCHD?

NVIT has an expense ratio of 1.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $102 per year of difference.

What is the holdings overlap between NVIT and SCHD?

NVIT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, NVIT or SCHD?

NVIT yields 15.30% while SCHD yields 3.31%, so NVIT currently pays the higher dividend yield.

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