NVIT vs SPY

NVIT vs SPY

Which is better, NVIT or SPY?

Option Writing against Large Cap Blend.

SPY has a lower expense ratio.

Lower Fees: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNVITSPY
Expense Ratio1.08%0.09%Best
AUM$14M$804.7B
Dividend Yield17.24%0.98%
Holdings12505
YTD Return+8.71%+12.09%Best
1Y Return-+16.29%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionNov 17, 2025Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

NVIT vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

NVIT vs SPY Performance

YieldMax NVDA Performance & Distribution Target 25 ETF (NVIT) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, NVIT is up 8.71% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

NVIT charges 1.08% per year while SPY charges 0.09%. On a $10,000 position that is $108 vs $9 annually, a gap of $99 per year that compounds over a long holding period. On income, NVIT currently yields 17.24% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 2 holdings in NVIT and 504 in SPY, totalling 8.8% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in NVIT and 504 in SPY, against full books of 12 and 505.

You are not choosing between two funds in isolation.

Whichever of NVIT and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NVITSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NVIT or SPY?

NVIT has an expense ratio of 1.08% while SPY charges 0.09%. SPY is the cheaper option, by $99 a year on a $10,000 investment.

Which pays a higher dividend, NVIT or SPY?

NVIT yields 17.24% while SPY yields 0.98%, so NVIT currently pays the higher dividend yield.

Is SPY better than NVIT?

SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.