OARK vs VTI
YieldMax Innovation Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | OARK | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.03% | |
| AUM | $31M | $663.5B | |
| Dividend Yield | 62.19% | 1.07% | |
| Holdings | 15 | 3,543 | |
| YTD Return | +4.64% | +14.22% | |
| 1Y Return | +8.03% | +22.19% | |
| 3Y Return (annualized) | +14.45% | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 29.4% | 15.3% | |
| Max Drawdown | -35.5% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 22, 2022 | May 24, 2001 |
OARK vs VTI Performance
YieldMax Innovation Option Income Strategy ETF (OARK) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OARK returned +8.03% while VTI returned +22.19%. Year to date, OARK is up 4.64% versus a gain of 14.22% for VTI.
Over three years, OARK compounded at +14.45% per year against +21.27% for VTI. Across the full 4-year window we track, OARK has the edge at +11.73% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OARK has been the more volatile fund, with annualized monthly volatility of 29.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.5% for OARK and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OARK charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, OARK currently yields 62.19% against 1.07% for VTI.
Holdings Overlap
OARK and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OARK or VTI?
OARK has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, OARK or VTI?
Over the past year OARK returned +8.03% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), OARK annualized +11.73% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, OARK or VTI?
OARK has been the more volatile fund at 29.4% annualized versus 15.3% for VTI. Worst drawdown: OARK -35.5% vs VTI -56.6%.
Should I hold both OARK and VTI?
OARK and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OARK and VTI?
OARK and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, OARK or VTI?
OARK yields 62.19% while VTI yields 1.07%, so OARK currently pays the higher dividend yield.
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