OBTC vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricOBTCQQQWinner
Expense Ratio0.49%0.18%
AUM$61M$455.8B
Dividend Yield0.00%0.41%
Holdings2108
YTD Return-27.58%+18.20%
1Y Return-35.85%+27.63%
3Y Return (annualized)+42.05%+25.54%
5Y Return (annualized)+4.57%+15.12%
Volatility (annualized)64.4%30.6%
Max Drawdown-94.5%-83.0%
Fund FamilyOsprey FundsInvesco (US)
CategoryAlternativeEquity
InceptionDec 19, 2025Mar 10, 1999

OBTC vs QQQ Performance

Osprey Bitcoin Trust (OBTC) is a ETF from Osprey Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year OBTC returned -35.85% while QQQ returned +27.63%. Year to date, OBTC is down 27.58% versus a gain of 18.20% for QQQ.

Over three years, OBTC compounded at +42.05% per year against +25.54% for QQQ; over five years the annualized figures are +4.57% and +15.12% respectively. Across the full 6-year window we track, QQQ has the edge at +13.11% annualized vs -14.73%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

OBTC has been the more volatile fund, with annualized monthly volatility of 64.4% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -94.5% for OBTC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OBTC charges 0.49% per year while QQQ charges 0.18%. On a $10,000 position that is $49 vs $18 annually, a gap of $31 per year that compounds over a long holding period. On income, OBTC currently yields 0.00% against 0.41% for QQQ.

Frequently Asked Questions

Which is cheaper, OBTC or QQQ?

OBTC has an expense ratio of 0.49% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, OBTC or QQQ?

Over the past year OBTC returned -35.85% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), OBTC annualized -14.73% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, OBTC or QQQ?

OBTC has been the more volatile fund at 64.4% annualized versus 30.6% for QQQ. Worst drawdown: OBTC -94.5% vs QQQ -83.0%.

Should I hold both OBTC and QQQ?

OBTC and QQQ have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, OBTC or QQQ?

OBTC yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →