OCTB vs SCHD

OCTB vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricOCTBSCHDWinner
Expense Ratio0.25%0.06%
AUM$45M$108.7B
Dividend Yield0.00%3.13%
Holdings5104
YTD Return+8.76%+28.70%
1Y Return-+32.27%
3Y Return (annualized)-+17.27%
5Y Return (annualized)-+10.23%
Volatility (annualized)-13.7%
Max Drawdown-4.8%-33.4%
Fund FamilyAptus ETFsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionOct 13, 2025Oct 20, 2011

OCTB vs SCHD Performance

Aptus October Buffer ETF (OCTB) is a ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, OCTB is up 8.76% versus a gain of 28.70% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.8% for OCTB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

OCTB charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, OCTB currently yields 0.00% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, OCTB or SCHD?

OCTB has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

Which pays a higher dividend, OCTB or SCHD?

OCTB yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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