OILK vs SCHD
ProShares K-1 Free Crude Oil ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. OILK delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | OILK | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.06% | |
| AUM | $229M | $108.7B | |
| Dividend Yield | 8.58% | 3.13% | |
| Holdings | 5 | 104 | |
| YTD Return | +49.81% | +27.67% | |
| 1Y Return | +40.00% | +31.26% | |
| 3Y Return (annualized) | +10.91% | +16.66% | |
| 5Y Return (annualized) | +17.50% | +10.18% | |
| Volatility (annualized) | 82.8% | 13.6% | |
| Max Drawdown | -75.0% | -33.4% | |
| Fund Family | ProShares | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Sep 26, 2016 | Oct 20, 2011 |
OILK vs SCHD Performance
ProShares K-1 Free Crude Oil ETF (OILK) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year OILK returned +40.00% while SCHD returned +31.26%. Year to date, OILK is up 49.81% versus a gain of 27.67% for SCHD.
Over three years, OILK compounded at +10.91% per year against +16.66% for SCHD; over five years the annualized figures are +17.50% and +10.18% respectively. Across the full 10-year window we track, OILK has the edge at +20.35% annualized vs +11.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OILK has been the more volatile fund, with annualized monthly volatility of 82.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -75.0% for OILK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OILK charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, OILK currently yields 8.58% against 3.13% for SCHD.
Holdings Overlap
OILK and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OILK or SCHD?
OILK has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.
Which performed better, OILK or SCHD?
Over the past year OILK returned +40.00% vs +31.26% for SCHD, so OILK leads on 1-year performance. Over the longest common window we track (10 years), OILK annualized +20.35% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, OILK or SCHD?
OILK has been the more volatile fund at 82.8% annualized versus 13.6% for SCHD. Worst drawdown: OILK -75.0% vs SCHD -33.4%.
Should I hold both OILK and SCHD?
OILK and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OILK and SCHD?
OILK and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, OILK or SCHD?
OILK yields 8.58% while SCHD yields 3.13%, so OILK currently pays the higher dividend yield.
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