ONEZ vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricONEZSPYWinner
Expense Ratio0.98%0.09%
AUM$335M$789.1B
Dividend Yield3.67%1.01%
Holdings15505
YTD Return+9.58%+14.47%
1Y Return+10.01%+21.96%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)10.0%15.3%
Max Drawdown-13.2%-56.5%
Fund FamilyTrueSharesState Street Investment Management
CategoryAlternativeEquity
InceptionJan 27, 2025Jan 22, 1993

ONEZ vs SPY Performance

TrueShares Seasonality Laddered Buffered ETF (ONEZ) is a ETF from TrueShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ONEZ returned +10.01% while SPY returned +21.96%. Year to date, ONEZ is up 9.58% versus a gain of 14.47% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.0% for ONEZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.2% for ONEZ and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ONEZ charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period. On income, ONEZ currently yields 3.67% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ONEZ and SPY share 0 holdings out of 518 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ONEZ or SPY?

ONEZ has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, ONEZ or SPY?

Over the past year ONEZ returned +10.01% vs +21.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), ONEZ annualized +9.45% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, ONEZ or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 10.0% for ONEZ. Worst drawdown: ONEZ -13.2% vs SPY -56.5%.

Should I hold both ONEZ and SPY?

ONEZ and SPY have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ONEZ and SPY?

ONEZ and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, ONEZ or SPY?

ONEZ yields 3.67% while SPY yields 1.01%, so ONEZ currently pays the higher dividend yield.

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