OPP vs VTI
RiverNorth/DoubleLine Strategic Opportunity Fund Inc. vs Vanguard Morningstar Total Stock Market ETF
Which is better, OPP or VTI?
Debt-oriented balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OPP | VTI |
|---|---|---|
| Expense Ratio | 5.40% | 0.03%Best |
| AUM | $204M | $666.9B |
| Dividend Yield | 13.55% | 1.03% |
| Holdings | 11,032 | 3,543 |
| YTD Return | +1.84% | +12.57%Best |
| 1Y Return | -4.70% | +17.22%Best |
| 3Y Return (annualized) | +9.09% | +20.87%Best |
| 5Y Return (annualized) | -0.89% | +11.86%Best |
| Volatility (annualized) | 13.0%Best | 15.8% |
| Max Drawdown | -45.9% | -35.0%Best |
| $10,000 over 5 years | $9,563 | $17,514Best |
| Fund Family | RiverNorth | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Debt-oriented balanced | Large Cap Blend |
| Inception | Sep 27, 2016 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2016 to Sep 11, 2026 (10 years).
OPP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10 years both funds cover.
OPP vs VTI Performance
RiverNorth/DoubleLine Strategic Opportunity Fund Inc. (OPP) is an ETF from RiverNorth and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OPP returned -4.70% while VTI returned +17.22%. Year to date, OPP is up 1.84% versus a gain of 12.57% for VTI.
Over three years, OPP compounded at +9.09% per year against +20.87% for VTI; over five years the annualized figures are -0.89% and +11.86% respectively. Across the full 10-year window we track, VTI has the edge at +13.87% annualized vs -2.40%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 13.0% for OPP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.9% for OPP and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OPP charges 5.40% per year while VTI charges 0.03%. On a $10,000 position that is $540 vs $3 annually, a gap of $537 per year that compounds over a long holding period. On income, OPP currently yields 13.55% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 57 holdings in OPP and 2,787 in VTI, totalling 18.9% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 91 days apart, OPP as of Mar 31, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 57 positions we hold weights for in OPP and 2,787 in VTI, against full books of 11,032 and 3,543.
You are not choosing between two funds in isolation.
Whichever of OPP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OPP or VTI?
OPP has an expense ratio of 5.40% while VTI charges 0.03%. VTI is the cheaper option, by $537 a year on a $10,000 investment.
Which performed better, OPP or VTI?
Over the past year OPP returned -4.70% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), OPP annualized -2.40% vs +13.87% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OPP or VTI?
VTI has been the more volatile fund at 15.8% annualized versus 13.0% for OPP. Worst drawdown: OPP -45.9% vs VTI -35.0%.
Should I hold both OPP and VTI?
OPP and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OPP or VTI?
OPP yields 13.55% while VTI yields 1.03%, so OPP currently pays the higher dividend yield.
Is VTI better than OPP?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.