OVLH vs VTI
Overlay Shares Hedged Large Cap Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OVLH or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OVLH | VTI |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $108M | $690.1B |
| Dividend Yield | 0.28% | 1.03% |
| Holdings | 18 | 3,524 |
| YTD Return | +7.57% | +13.35%Best |
| 1Y Return | +8.31% | +15.92%Best |
| 3Y Return (annualized) | +17.37% | +23.41%Best |
| 5Y Return (annualized) | +9.52% | +12.83%Best |
| Volatility (annualized) | 11.3%Best | 15.2% |
| Max Drawdown | -20.7%Best | -25.4% |
| $10,000 over 5 years | $15,757 | $18,286Best |
| Fund Family | Overlay Shares | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 14, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 15, 2021 to Oct 2, 2026 (5.7 years).
OVLH vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
OVLH vs VTI Performance
Overlay Shares Hedged Large Cap Equity ETF (OVLH) is an ETF from Overlay Shares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OVLH returned +8.31% while VTI returned +15.92%. Year to date, OVLH is up 7.57% versus a gain of 13.35% for VTI.
Over three years, OVLH compounded at +17.37% per year against +23.41% for VTI; over five years the annualized figures are +9.52% and +12.83% respectively. Across the full 6-year window we track, VTI has the edge at +13.64% annualized vs +10.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 11.3% for OVLH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for OVLH and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
OVLH charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, OVLH currently yields 0.28% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in OVLH and 3,463 in VTI, totalling 97.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, OVLH as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1 positions we hold weights for in OVLH and 3,463 in VTI, against full books of 18 and 3,524.
You are not choosing between two funds in isolation.
Whichever of OVLH and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OVLH or VTI?
OVLH has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, OVLH or VTI?
Over the past year OVLH returned +8.31% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), OVLH annualized +10.24% vs +13.64% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OVLH or VTI?
VTI has been the more volatile fund at 15.2% annualized versus 11.3% for OVLH. Worst drawdown: OVLH -20.7% vs VTI -25.4%.
Should I hold both OVLH and VTI?
OVLH and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, OVLH or VTI?
OVLH yields 0.28% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than OVLH?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.