PAAA vs VYM

PAAA vs VYM

Which is better, PAAA or VYM?

Investment Grade Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPAAAVYM
Expense Ratio0.19%0.04%Best
AUM$12.6B$81.6B
Dividend Yield5.58%2.22%
Holdings318613
YTD Return+3.36%+13.91%Best
1Y Return+4.92%+17.57%Best
3Y Return (annualized)+6.36%+18.12%Best
5Y Return (annualized)-+12.17%
Volatility (annualized)0.7%Best10.9%
Max Drawdown-1.0%Best-14.5%
$10,000 over 3.1 years$12,138$15,978Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Value
InceptionJul 19, 2023Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jul 26, 2023 to Sep 11, 2026 (3.1 years).

PAAA vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

PAAA vs VYM Performance

PGIM AAA CLO ETF (PAAA) is an ETF from PGIM Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PAAA returned +4.92% while VYM returned +17.57%. Year to date, PAAA is up 3.36% versus a gain of 13.91% for VYM.

Over three years, PAAA compounded at +6.36% per year against +18.12% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.9% compared with 0.7% for PAAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.0% for PAAA and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PAAA charges 0.19% per year while VYM charges 0.04%. On a $10,000 position that is $19 vs $4 annually, a gap of $15 per year that compounds over a long holding period. On income, PAAA currently yields 5.58% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 34 holdings in PAAA and 603 in VYM, totalling 7.4% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 34 positions we hold weights for in PAAA and 603 in VYM, against full books of 318 and 613.

You are not choosing between two funds in isolation.

Whichever of PAAA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PAAAVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PAAA or VYM?

PAAA has an expense ratio of 0.19% while VYM charges 0.04%. VYM is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, PAAA or VYM?

Over the past year PAAA returned +4.92% vs +17.57% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PAAA or VYM?

VYM has been the more volatile fund at 10.9% annualized versus 0.7% for PAAA. Worst drawdown: PAAA -1.0% vs VYM -14.5%.

Should I hold both PAAA and VYM?

PAAA and VYM have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PAAA or VYM?

PAAA yields 5.58% while VYM yields 2.22%, so PAAA currently pays the higher dividend yield.

Is VYM better than PAAA?

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.