PBEU vs VYM

PBEU vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 613 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricPBEUVYMWinner
Expense Ratio0.13%0.04%
AUM$464M$81.6B
Dividend Yield0.01%2.24%
Holdings58613
YTD Return+23.66%+15.29%
1Y Return-+22.23%
3Y Return (annualized)-+18.81%
5Y Return (annualized)-+12.14%
Volatility (annualized)-14.5%
Max Drawdown-17.3%-58.8%
Fund FamilyPortfolio Building Block ETFsVanguard (US)
CategoryEquityEquity
InceptionNov 24, 2025Nov 10, 2006

PBEU vs VYM Performance

Portfolio Building Block European Banks Index ETF (PBEU) is a ETF from Portfolio Building Block ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, PBEU is up 23.66% versus a gain of 15.29% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -17.3% for PBEU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PBEU charges 0.13% per year while VYM charges 0.04%. On a $10,000 position that is $13 vs $4 annually, a gap of $9 per year that compounds over a long holding period. On income, PBEU currently yields 0.01% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

PBEU and VYM share 0 holdings out of 656 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PBEU or VYM?

PBEU has an expense ratio of 0.13% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

What is the holdings overlap between PBEU and VYM?

PBEU and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 656 unique securities.

Which pays a higher dividend, PBEU or VYM?

PBEU yields 0.01% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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