PBEU vs VTI
Portfolio Building Block European Banks Index ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PBEU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.13% | 0.03% | |
| AUM | $464M | $666.9B | |
| Dividend Yield | 0.01% | 1.07% | |
| Holdings | 58 | 3,543 | |
| YTD Return | +23.66% | +13.95% | |
| 1Y Return | - | +21.44% | |
| 3Y Return (annualized) | - | +21.10% | |
| 5Y Return (annualized) | - | +11.77% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -17.3% | -56.6% | |
| Fund Family | Portfolio Building Block ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 24, 2025 | May 24, 2001 |
PBEU vs VTI Performance
Portfolio Building Block European Banks Index ETF (PBEU) is a ETF from Portfolio Building Block ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, PBEU is up 23.66% versus a gain of 13.95% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -17.3% for PBEU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PBEU charges 0.13% per year while VTI charges 0.03%. On a $10,000 position that is $13 vs $3 annually, a gap of $10 per year that compounds over a long holding period. On income, PBEU currently yields 0.01% against 1.07% for VTI.
Holdings Overlap
PBEU and VTI share 0 holdings out of 2840 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PBEU or VTI?
PBEU has an expense ratio of 0.13% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
What is the holdings overlap between PBEU and VTI?
PBEU and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2840 unique securities.
Which pays a higher dividend, PBEU or VTI?
PBEU yields 0.01% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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