PBL vs VOO

PBL vs VOO

Which is better, PBL or VOO?

Debt-oriented balanced against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.98.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPBLVOO
Expense Ratio0.45%0.03%Best
AUM$79M$997.4B
Dividend Yield2.02%1.04%
Holdings13509
YTD Return+8.35%+12.37%Best
1Y Return+8.71%+16.61%Best
3Y Return (annualized)+13.46%+21.37%Best
5Y Return (annualized)-+13.49%
Volatility (annualized)8.9%Best12.5%
Max Drawdown-11.8%Best-18.7%
$10,000 over 3.8 years$15,336$20,280Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryAllocation/BalancedEquity
StyleDebt-oriented balancedLarge Cap Blend
InceptionDec 12, 2022Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 14, 2022 to Sep 18, 2026 (3.8 years).

PBL vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

PBL vs VOO Performance

PGIM Portfolio Ballast ETF (PBL) is an ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year PBL returned +8.71% while VOO returned +16.61%. Year to date, PBL is up 8.35% versus a gain of 12.37% for VOO.

Over three years, PBL compounded at +13.46% per year against +21.37% for VOO. Across the full 4-year window we track, VOO has the edge at +20.45% annualized vs +11.91%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 8.9% for PBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.8% for PBL and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PBL charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, PBL currently yields 2.02% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 7 holdings in PBL and 494 in VOO, totalling 61.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 7 positions we hold weights for in PBL and 494 in VOO, against full books of 13 and 509.

You are not choosing between two funds in isolation.

Whichever of PBL and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PBLVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PBL or VOO?

PBL has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option, by $42 a year on a $10,000 investment.

Which performed better, PBL or VOO?

Over the past year PBL returned +8.71% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), PBL annualized +11.91% vs +20.45% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PBL or VOO?

VOO has been the more volatile fund at 12.5% annualized versus 8.9% for PBL. Worst drawdown: PBL -11.8% vs VOO -18.7%.

Should I hold both PBL and VOO?

PBL and VOO have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, PBL or VOO?

PBL yields 2.02% while VOO yields 1.04%, so PBL currently pays the higher dividend yield.

Is VOO better than PBL?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.