PBOG vs SCHD
Portfolio Building Block Integrated Oil and Gas and Exploration and Production Index ETF vs Schwab US Dividend Equity ETF
Which is better, PBOG or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. PBOG led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBOG | SCHD |
|---|---|---|
| Expense Ratio | 0.13% | 0.06%Best |
| AUM | $485M | $119.9B |
| Dividend Yield | 0.11% | 2.96% |
| Holdings | 75 | 204 |
| YTD Return | +37.02%Best | +33.09% |
| 1Y Return | +42.07%Best | +37.17% |
| 3Y Return (annualized) | - | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 33.4% | 16.6%Best |
| Top 10 Weight | 68.5% | 41.8%Best |
| Fund Family | Portfolio Building Block ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 24, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
PBOG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBOG vs SCHD Performance
Portfolio Building Block Integrated Oil and Gas and Exploration and Production Index ETF (PBOG) is an ETF from Portfolio Building Block ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PBOG returned +42.07% while SCHD returned +37.17%. Year to date, PBOG is up 37.02% versus a gain of 33.09% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PBOG has been the more volatile fund, with annualized monthly volatility of 33.4% compared with 16.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PBOG charges 0.13% per year while SCHD charges 0.06%. On a $10,000 position that is $13 vs $6 annually, a gap of $7 per year that compounds over a long holding period. On income, PBOG currently yields 0.11% against 2.96% for SCHD.
Holdings Overlap
24.0% of PBOG's money is in holdings SCHD also owns. 12.4% of SCHD's money is in holdings PBOG also owns.
PBOG and SCHD share little of their money.
5 positions in common, counted across the 34 positions we hold weights for in PBOG and 98 in SCHD, against full books of 75 and 204.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for PBOG (87.4% of the fund), and 11 for PBOG that do not appear in SCHD (39.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
24.0% of PBOG is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBOG or SCHD?
PBOG has an expense ratio of 0.13% while SCHD charges 0.06%. SCHD is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, PBOG or SCHD?
Over the past year PBOG returned +42.07% vs +37.17% for SCHD, so PBOG leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PBOG or SCHD?
PBOG has been the more volatile fund at 33.4% annualized versus 16.6% for SCHD.
Should I hold both PBOG and SCHD?
PBOG and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PBOG and SCHD?
24.0% of PBOG's money is in holdings SCHD also owns. 12.4% of SCHD's is in holdings PBOG also owns. They hold 5 positions in common, counted across the 34 positions we hold weights for in PBOG and 98 in SCHD.
Which pays a higher dividend, PBOG or SCHD?
PBOG yields 0.11% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PBOG?
SCHD has a lower expense ratio. PBOG led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 68.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.