PBTP vs VTI
Invesco 0-5 Yr US TIPS ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PBTP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $130M | $666.9B | |
| Dividend Yield | 4.80% | 1.07% | |
| Holdings | 26 | 3,543 | |
| YTD Return | -0.62% | +13.14% | |
| 1Y Return | -0.85% | +22.35% | |
| 3Y Return (annualized) | +3.88% | +21.83% | |
| 5Y Return (annualized) | +2.34% | +12.01% | |
| Volatility (annualized) | 2.7% | 15.3% | |
| Max Drawdown | -5.4% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 19, 2017 | May 24, 2001 |
PBTP vs VTI Performance
Invesco 0-5 Yr US TIPS ETF (PBTP) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PBTP returned -0.85% while VTI returned +22.35%. Year to date, PBTP is down 0.62% versus a gain of 13.14% for VTI.
Over three years, PBTP compounded at +3.88% per year against +21.83% for VTI; over five years the annualized figures are +2.34% and +12.01% respectively. Across the full 9-year window we track, VTI has the edge at +8.09% annualized vs +2.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.7% for PBTP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for PBTP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PBTP charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, PBTP currently yields 4.80% against 1.07% for VTI.
Holdings Overlap
PBTP and VTI share 0 holdings out of 2811 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PBTP or VTI?
PBTP has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, PBTP or VTI?
Over the past year PBTP returned -0.85% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), PBTP annualized +2.89% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, PBTP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.7% for PBTP. Worst drawdown: PBTP -5.4% vs VTI -56.6%.
Should I hold both PBTP and VTI?
PBTP and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PBTP and VTI?
PBTP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2811 unique securities.
Which pays a higher dividend, PBTP or VTI?
PBTP yields 4.80% while VTI yields 1.07%, so PBTP currently pays the higher dividend yield.
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