PCIG vs SCHD
Polen Capital International Growth ETF vs Schwab US Dividend Equity ETF
Which is better, PCIG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PCIG | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $26M | $112.1B |
| Dividend Yield | 0.15% | 3.00% |
| Holdings | 34 | 103 |
| Volatility (annualized) | 14.5% | 13.2%Best |
| Max Drawdown | -23.4% | -16.1%Best |
| $10,000 over 2.4 years | $9,353 | $14,409Best |
| Fund Family | iMGP Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Mar 1, 2024 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 35 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PCIG has data through Aug 14, 2026 and SCHD through Sep 18, 2026.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: Mar 15, 2024 to Aug 14, 2026 (2.4 years).
Risk: Volatility and Drawdowns
PCIG has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.4% for PCIG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PCIG charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, PCIG currently yields 0.15% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 30 holdings in PCIG and 100 in SCHD, totalling 93.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 30 positions we hold weights for in PCIG and 100 in SCHD, against full books of 34 and 103.
You are not choosing between two funds in isolation.
Whichever of PCIG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PCIG or SCHD?
PCIG has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which is riskier, PCIG or SCHD?
PCIG has been the more volatile fund at 14.5% annualized versus 13.2% for SCHD. Worst drawdown: PCIG -23.4% vs SCHD -16.1%.
Should I hold both PCIG and SCHD?
PCIG and SCHD have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PCIG or SCHD?
PCIG yields 0.15% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PCIG?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.