PCIG vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPCIGVOOWinner
Expense Ratio0.85%0.03%
AUM$26M$979.0B
Dividend Yield0.15%1.09%
Holdings33509
YTD Return-0.77%+13.80%
1Y Return-3.22%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)14.2%14.1%
Max Drawdown-23.4%-34.3%
Fund FamilyiMGP FundsVanguard (US)
CategoryEquityEquity
InceptionMar 1, 2024Sep 7, 2010

PCIG vs VOO Performance

Polen Capital International Growth ETF (PCIG) is a ETF from iMGP Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PCIG returned -3.22% while VOO returned +23.71%. Year to date, PCIG is down 0.77% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

PCIG has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.4% for PCIG and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PCIG charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, PCIG currently yields 0.15% against 1.09% for VOO.

Holdings Overlap

0.3%overlap

PCIG and VOO share 3 holdings out of 532 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PCIGWeight in VOODifference
AON3.64%0.11%3.53%
WLTW2.39%0.04%2.35%
MDT:IE2.12%0.16%1.96%

Frequently Asked Questions

Which is cheaper, PCIG or VOO?

PCIG has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, PCIG or VOO?

Over the past year PCIG returned -3.22% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), PCIG annualized -3.63% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, PCIG or VOO?

PCIG has been the more volatile fund at 14.2% annualized versus 14.1% for VOO. Worst drawdown: PCIG -23.4% vs VOO -34.3%.

Should I hold both PCIG and VOO?

PCIG and VOO have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PCIG and VOO?

PCIG and VOO share 3 common holdings with a 0.3% weight overlap. Combined, they hold 532 unique securities.

Which pays a higher dividend, PCIG or VOO?

PCIG yields 0.15% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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