PDBC vs SPY

Quick Verdict

SPY has a lower expense ratio. PDBC delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: PDBCMore Diversified: SPY

Side-by-Side Comparison

MetricPDBCSPYWinner
Expense Ratio0.59%0.09%
AUM$6.3B$789.1B
Dividend Yield3.20%1.01%
Holdings54505
YTD Return+34.86%+13.39%
1Y Return+42.68%+22.52%
3Y Return (annualized)+11.65%+21.36%
5Y Return (annualized)+11.98%+13.19%
Volatility (annualized)17.3%15.3%
Max Drawdown-49.5%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryCommodityEquity
InceptionNov 7, 2014Jan 22, 1993

PDBC vs SPY Performance

Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF (PDBC) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year PDBC returned +42.68% while SPY returned +22.52%. Year to date, PDBC is up 34.86% versus a gain of 13.39% for SPY.

Over three years, PDBC compounded at +11.65% per year against +21.36% for SPY; over five years the annualized figures are +11.98% and +13.19% respectively. Across the full 12-year window we track, SPY has the edge at +8.84% annualized vs +4.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PDBC has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -49.5% for PDBC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PDBC charges 0.59% per year while SPY charges 0.09%. On a $10,000 position that is $59 vs $9 annually, a gap of $50 per year that compounds over a long holding period. On income, PDBC currently yields 3.20% against 1.01% for SPY.

Holdings Overlap

0.3%overlap

PDBC and SPY share 2 holdings out of 506 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PDBCWeight in SPYDifference
C0.22%0.38%0.16%
MSCI0.08%0.07%0.01%

Frequently Asked Questions

Which is cheaper, PDBC or SPY?

PDBC has an expense ratio of 0.59% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $50 per year of difference.

Which performed better, PDBC or SPY?

Over the past year PDBC returned +42.68% vs +22.52% for SPY, so PDBC leads on 1-year performance. Over the longest common window we track (12 years), PDBC annualized +4.03% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, PDBC or SPY?

PDBC has been the more volatile fund at 17.3% annualized versus 15.3% for SPY. Worst drawdown: PDBC -49.5% vs SPY -56.5%.

Should I hold both PDBC and SPY?

PDBC and SPY have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PDBC and SPY?

PDBC and SPY share 2 common holdings with a 0.3% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, PDBC or SPY?

PDBC yields 3.20% while SPY yields 1.01%, so PDBC currently pays the higher dividend yield.

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