PEZ vs SCHD

PEZ vs SCHD

Which is better, PEZ or SCHD?

Mid Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PEZ is less concentrated, with 41.2% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: PEZ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPEZSCHD
Expense Ratio0.60%0.06%Best
AUM$22M$112.1B
Dividend Yield0.24%3.00%
Holdings47103
YTD Return-9.83%+23.60%Best
1Y Return-6.60%+28.29%Best
3Y Return (annualized)+13.67%+16.25%Best
5Y Return (annualized)+1.44%+10.25%Best
Volatility (annualized)21.6%13.7%Best
Max Drawdown-52.1%-33.4%Best
$10,000 over 5 years$10,741$16,289Best
Top 10 Weight41.2%Best41.8%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Value
InceptionOct 12, 2006Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 21, 2026 (14.9 years).

PEZ vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.

PEZ vs SCHD Performance

Invesco Dorsey Wright Consumer Cyclicals Momentum ETF (PEZ) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PEZ returned -6.60% while SCHD returned +28.29%. Year to date, PEZ is down 9.83% versus a gain of 23.60% for SCHD.

Over three years, PEZ compounded at +13.67% per year against +16.25% for SCHD; over five years the annualized figures are +1.44% and +10.25% respectively. Across the full 15-year window we track, SCHD has the edge at +11.25% annualized vs +9.60%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PEZ has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -52.1% for PEZ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PEZ charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, PEZ currently yields 0.24% against 3.00% for SCHD.

Holdings Overlap

PEZ already in SCHD3.7%
SCHD already in PEZ1.3%

3.7% of PEZ's money is in holdings SCHD also owns. 1.3% of SCHD's money is in holdings PEZ also owns.

PEZ and SCHD share little of their money.

1 positions in common, counted across the 33 positions we hold weights for in PEZ and 100 in SCHD, against full books of 47 and 103.

What only one of them owns

Our book lists 98 positions for SCHD that do not appear in our book for PEZ (98.6% of the fund), and 32 for PEZ that do not appear in SCHD (93.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PEZWeight in SCHDDifference
FFord Motor Credit3.68%1.33%2.35%

You are not choosing between two funds in isolation.

Whichever of PEZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PEZSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PEZ or SCHD?

PEZ has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.

Which performed better, PEZ or SCHD?

Over the past year PEZ returned -6.60% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PEZ annualized +9.60% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PEZ or SCHD?

PEZ has been the more volatile fund at 21.6% annualized versus 13.7% for SCHD. Worst drawdown: PEZ -52.1% vs SCHD -33.4%.

Should I hold both PEZ and SCHD?

PEZ and SCHD have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PEZ and SCHD?

3.7% of PEZ's money is in holdings SCHD also owns. 1.3% of SCHD's is in holdings PEZ also owns. They hold 1 positions in common, counted across the 33 positions we hold weights for in PEZ and 100 in SCHD.

Which pays a higher dividend, PEZ or SCHD?

PEZ yields 0.24% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than PEZ?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PEZ is less concentrated, with 41.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.