PEZ vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPEZSCHDWinner
Expense Ratio0.60%0.06%
AUM$22M$103.7B
Dividend Yield0.24%3.31%
Holdings48104
YTD Return-1.25%+25.33%
1Y Return+5.63%+32.31%
3Y Return (annualized)+14.06%+15.40%
5Y Return (annualized)+2.77%+9.70%
Volatility (annualized)21.7%13.6%
Max Drawdown-59.0%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionOct 12, 2006Oct 20, 2011

PEZ vs SCHD Performance

Invesco Dorsey Wright Consumer Cyclicals Momentum ETF (PEZ) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PEZ returned +5.63% while SCHD returned +32.31%. Year to date, PEZ is down 1.25% versus a gain of 25.33% for SCHD.

Over three years, PEZ compounded at +14.06% per year against +15.40% for SCHD; over five years the annualized figures are +2.77% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +7.42%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PEZ has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.0% for PEZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PEZ charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, PEZ currently yields 0.24% against 3.31% for SCHD.

Holdings Overlap

0.1%overlap

PEZ and SCHD share 1 holdings out of 144 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PEZWeight in SCHDDifference
NXST1.06%0.14%0.92%

Frequently Asked Questions

Which is cheaper, PEZ or SCHD?

PEZ has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, PEZ or SCHD?

Over the past year PEZ returned +5.63% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PEZ annualized +7.42% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, PEZ or SCHD?

PEZ has been the more volatile fund at 21.7% annualized versus 13.6% for SCHD. Worst drawdown: PEZ -59.0% vs SCHD -33.4%.

Should I hold both PEZ and SCHD?

PEZ and SCHD have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PEZ and SCHD?

PEZ and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 144 unique securities.

Which pays a higher dividend, PEZ or SCHD?

PEZ yields 0.24% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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