PFIX vs VXUS
Simplify Interest Rate Hedge ETF vs Vanguard Total International Stock ETF
Which is better, PFIX or VXUS?
Opposite sides of the same exposure.
VXUS has a lower expense ratio. PFIX led over 1Y, 5Y and the full window, VXUS over 3Y. The two move opposite each other, correlation -0.63, so holding both offsets the exposure while paying both fees.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PFIX | VXUS |
|---|---|---|
| Expense Ratio | 0.50% | 0.05%Best |
| AUM | $180M | $158.1B |
| Dividend Yield | 6.75% | 2.51% |
| Holdings | 30 | 8,747 |
| YTD Return | +8.14% | +13.64%Best |
| 1Y Return | +23.37%Best | +20.82% |
| 3Y Return (annualized) | +11.96% | +19.58%Best |
| 5Y Return (annualized) | +23.89%Best | +9.14% |
| Volatility (annualized) | 36.0% | 14.8%Best |
| Max Drawdown | -36.2% | -29.4%Best |
| $10,000 over 5 years | $29,186Best | $15,485 |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | May 10, 2021 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 11, 2021 to Sep 17, 2026 (5.4 years).
PFIX vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
PFIX vs VXUS Performance
Simplify Interest Rate Hedge ETF (PFIX) is an ETF from Simplify Exchange Traded Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year PFIX returned +23.37% while VXUS returned +20.82%. Year to date, PFIX is up 8.14% versus a gain of 13.64% for VXUS.
Over three years, PFIX compounded at +11.96% per year against +19.58% for VXUS; over five years the annualized figures are +23.89% and +9.14% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PFIX has been the more volatile fund, with annualized monthly volatility of 36.0% compared with 14.8% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for PFIX and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.63. They move opposite each other. Holding both offsets the exposure rather than spreading it, while paying both funds' fees.
Fees and Cost Over Time
PFIX charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, PFIX currently yields 6.75% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 1 holding in PFIX and 8,082 in VXUS, totalling 14.5% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in PFIX and 8,082 in VXUS, against full books of 30 and 8,747.
You are not choosing between two funds in isolation.
Whichever of PFIX and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PFIX or VXUS?
PFIX has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, PFIX or VXUS?
Over the past year PFIX returned +23.37% vs +20.82% for VXUS, so PFIX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PFIX or VXUS?
PFIX has been the more volatile fund at 36.0% annualized versus 14.8% for VXUS. Worst drawdown: PFIX -36.2% vs VXUS -29.4%.
Should I hold both PFIX and VXUS?
PFIX and VXUS have a monthly-return correlation of -0.63, so they move opposite each other. Holding both offsets the exposure rather than spreading it, and pays both funds' fees on the way. This is information, not a recommendation.
Which pays a higher dividend, PFIX or VXUS?
PFIX yields 6.75% while VXUS yields 2.51%, so PFIX currently pays the higher dividend yield.
Is VXUS better than PFIX?
VXUS has a lower expense ratio. PFIX led over 1Y, 5Y and the full window, VXUS over 3Y. The two move opposite each other, correlation -0.63, so holding both offsets the exposure while paying both fees. Which one suits a particular account depends on what it is for. This is information, not a recommendation.