PGJ vs SCHD
PGJ vs SCHD
Invesco Golden Dragon China ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | PGJ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.06% | |
| AUM | $94M | $103.7B | |
| Dividend Yield | 3.40% | 3.31% | |
| Holdings | 74 | 104 | |
| YTD Return | -14.64% | +24.26% | |
| 1Y Return | -10.44% | +31.38% | |
| 3Y Return (annualized) | -1.46% | +15.08% | |
| 5Y Return (annualized) | -9.61% | +9.72% | |
| Volatility (annualized) | 30.2% | 13.6% | |
| Max Drawdown | -78.4% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 9, 2004 | Oct 20, 2011 |
PGJ vs SCHD Performance
Invesco Golden Dragon China ETF (PGJ) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PGJ returned -10.44% while SCHD returned +31.38%. Year to date, PGJ is down 14.64% versus a gain of 24.26% for SCHD.
Over three years, PGJ compounded at -1.46% per year against +15.08% for SCHD; over five years the annualized figures are -9.61% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +3.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PGJ has been the more volatile fund, with annualized monthly volatility of 30.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.4% for PGJ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PGJ charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, PGJ currently yields 3.40% against 3.31% for SCHD.
Holdings Overlap
PGJ and SCHD share 0 holdings out of 172 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PGJ or SCHD?
PGJ has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, PGJ or SCHD?
Over the past year PGJ returned -10.44% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PGJ annualized +3.19% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, PGJ or SCHD?
PGJ has been the more volatile fund at 30.2% annualized versus 13.6% for SCHD. Worst drawdown: PGJ -78.4% vs SCHD -33.4%.
Should I hold both PGJ and SCHD?
PGJ and SCHD have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PGJ and SCHD?
PGJ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 172 unique securities.
Which pays a higher dividend, PGJ or SCHD?
PGJ yields 3.40% while SCHD yields 3.31%, so PGJ currently pays the higher dividend yield.
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