PIPE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPIPESCHDWinner
Expense Ratio0.75%0.06%
AUM$65M$103.7B
Dividend Yield3.75%3.31%
Holdings28104
YTD Return+21.47%+24.26%
1Y Return+25.10%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)14.8%13.6%
Max Drawdown-15.7%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 20, 2025Oct 20, 2011

PIPE vs SCHD Performance

Invesco SteelPath MLP & Energy Infrastructure ETF (PIPE) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PIPE returned +25.10% while SCHD returned +31.38%. Year to date, PIPE is up 21.47% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

PIPE has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for PIPE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PIPE charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, PIPE currently yields 3.75% against 3.31% for SCHD.

Holdings Overlap

1.5%overlap

PIPE and SCHD share 1 holdings out of 125 unique holdings combined, representing a 1.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PIPEWeight in SCHDDifference
OKE4.81%1.50%3.31%

Frequently Asked Questions

Which is cheaper, PIPE or SCHD?

PIPE has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

Which performed better, PIPE or SCHD?

Over the past year PIPE returned +25.10% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PIPE annualized +14.80% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PIPE or SCHD?

PIPE has been the more volatile fund at 14.8% annualized versus 13.6% for SCHD. Worst drawdown: PIPE -15.7% vs SCHD -33.4%.

Should I hold both PIPE and SCHD?

PIPE and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PIPE and SCHD?

PIPE and SCHD share 1 common holdings with a 1.5% weight overlap. Combined, they hold 125 unique securities.

Which pays a higher dividend, PIPE or SCHD?

PIPE yields 3.75% while SCHD yields 3.31%, so PIPE currently pays the higher dividend yield.

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