PJFV vs SCHD
PGIM Jennison Focused Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. PJFV delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | PJFV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.06% | |
| AUM | $125M | $103.7B | |
| Dividend Yield | 0.57% | 3.31% | |
| Holdings | 38 | 104 | |
| YTD Return | +22.07% | +26.21% | |
| 1Y Return | +34.20% | +29.99% | |
| 3Y Return (annualized) | +24.93% | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 11.9% | 13.6% | |
| Max Drawdown | -18.1% | -33.4% | |
| Fund Family | PGIM Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 12, 2022 | Oct 20, 2011 |
PJFV vs SCHD Performance
PGIM Jennison Focused Value ETF (PJFV) is a ETF from PGIM Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PJFV returned +34.20% while SCHD returned +29.99%. Year to date, PJFV is up 22.07% versus a gain of 26.21% for SCHD.
Over three years, PJFV compounded at +24.93% per year against +15.73% for SCHD. Across the full 4-year window we track, PJFV has the edge at +22.54% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.9% for PJFV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for PJFV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PJFV charges 0.33% per year while SCHD charges 0.06%. On a $10,000 position that is $33 vs $6 annually, a gap of $27 per year that compounds over a long holding period. On income, PJFV currently yields 0.57% against 3.31% for SCHD.
Holdings Overlap
PJFV and SCHD share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PJFV or SCHD?
PJFV has an expense ratio of 0.33% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, PJFV or SCHD?
Over the past year PJFV returned +34.20% vs +29.99% for SCHD, so PJFV leads on 1-year performance. Over the longest common window we track (4 years), PJFV annualized +22.54% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, PJFV or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.9% for PJFV. Worst drawdown: PJFV -18.1% vs SCHD -33.4%.
Should I hold both PJFV and SCHD?
PJFV and SCHD have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PJFV and SCHD?
PJFV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.
Which pays a higher dividend, PJFV or SCHD?
PJFV yields 0.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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