Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPKBSCHDWinner
Expense Ratio0.57%0.06%
AUM$441M$103.7B
Dividend Yield0.17%3.31%
Holdings33104
YTD Return+11.20%+24.26%
1Y Return+19.24%+31.38%
3Y Return (annualized)+22.92%+15.08%
5Y Return (annualized)+16.48%+9.72%
Volatility (annualized)24.7%13.6%
Max Drawdown-65.3%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionOct 26, 2005Oct 20, 2011

PKB vs SCHD Performance

Invesco Building and Construction ETF (PKB) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PKB returned +19.24% while SCHD returned +31.38%. Year to date, PKB is up 11.20% versus a gain of 24.26% for SCHD.

Over three years, PKB compounded at +22.92% per year against +15.08% for SCHD; over five years the annualized figures are +16.48% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +9.83%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PKB has been the more volatile fund, with annualized monthly volatility of 24.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -65.3% for PKB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PKB charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, PKB currently yields 0.17% against 3.31% for SCHD.

Holdings Overlap

4.2%overlap

PKB and SCHD share 1 holdings out of 130 unique holdings combined, representing a 4.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PKBWeight in SCHDDifference
HD5.16%4.16%1.00%

Frequently Asked Questions

Which is cheaper, PKB or SCHD?

PKB has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, PKB or SCHD?

Over the past year PKB returned +19.24% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PKB annualized +9.83% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PKB or SCHD?

PKB has been the more volatile fund at 24.7% annualized versus 13.6% for SCHD. Worst drawdown: PKB -65.3% vs SCHD -33.4%.

Should I hold both PKB and SCHD?

PKB and SCHD have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PKB and SCHD?

PKB and SCHD share 1 common holdings with a 4.2% weight overlap. Combined, they hold 130 unique securities.

Which pays a higher dividend, PKB or SCHD?

PKB yields 0.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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