PLTA vs SCHD

PLTA vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPLTASCHDWinner
Expense Ratio0.95%0.06%
AUM$7M$112.2B
Dividend Yield3.98%3.13%
Holdings5103
YTD Return-28.18%+28.33%
1Y Return-35.52%+30.37%
3Y Return (annualized)-+16.64%
5Y Return (annualized)-+10.04%
Volatility (annualized)141.6%13.6%
Max Drawdown-80.0%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionSep 8, 2025Oct 20, 2011

PLTA vs SCHD Performance

ProShares Ultra PLTR ETF (PLTA) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PLTA returned -35.52% while SCHD returned +30.37%. Year to date, PLTA is down 28.18% versus a gain of 28.33% for SCHD.

Risk: Volatility and Drawdowns

PLTA has been the more volatile fund, with annualized monthly volatility of 141.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -80.0% for PLTA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PLTA charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, PLTA currently yields 3.98% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, PLTA or SCHD?

PLTA has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, PLTA or SCHD?

Over the past year PLTA returned -35.52% vs +30.37% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, PLTA or SCHD?

PLTA has been the more volatile fund at 141.6% annualized versus 13.6% for SCHD. Worst drawdown: PLTA -80.0% vs SCHD -33.4%.

Should I hold both PLTA and SCHD?

PLTA and SCHD have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, PLTA or SCHD?

PLTA yields 3.98% while SCHD yields 3.13%, so PLTA currently pays the higher dividend yield.

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