PLTD vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPLTDSCHDWinner
Expense Ratio0.98%0.06%
AUM$39M$103.7B
Dividend Yield2.57%3.31%
Holdings1104
YTD Return-22.30%+24.26%
1Y Return-20.26%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)54.7%13.6%
Max Drawdown-78.9%-33.4%
Fund FamilyDirexion Shares ETF TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionDec 11, 2024Oct 20, 2011

PLTD vs SCHD Performance

Direxion Daily PLTR Bear 1X ETF (PLTD) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PLTD returned -20.26% while SCHD returned +31.38%. Year to date, PLTD is down 22.30% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

PLTD has been the more volatile fund, with annualized monthly volatility of 54.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -78.9% for PLTD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PLTD charges 0.98% per year while SCHD charges 0.06%. On a $10,000 position that is $98 vs $6 annually, a gap of $92 per year that compounds over a long holding period. On income, PLTD currently yields 2.57% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PLTD and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PLTD or SCHD?

PLTD has an expense ratio of 0.98% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, PLTD or SCHD?

Over the past year PLTD returned -20.26% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PLTD annualized -58.80% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PLTD or SCHD?

PLTD has been the more volatile fund at 54.7% annualized versus 13.6% for SCHD. Worst drawdown: PLTD -78.9% vs SCHD -33.4%.

Should I hold both PLTD and SCHD?

PLTD and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PLTD and SCHD?

PLTD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.

Which pays a higher dividend, PLTD or SCHD?

PLTD yields 2.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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