PLTY vs VTI
YieldMax PLTR Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PLTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.03% | |
| AUM | $332M | $663.5B | |
| Dividend Yield | 127.52% | 1.07% | |
| Holdings | 20 | 3,543 | |
| YTD Return | +9.55% | +13.87% | |
| 1Y Return | +0.24% | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 51.8% | 15.3% | |
| Max Drawdown | -41.4% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 7, 2024 | May 24, 2001 |
PLTY vs VTI Performance
YieldMax PLTR Option Income Strategy ETF (PLTY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PLTY returned +0.24% while VTI returned +23.31%. Year to date, PLTY is up 9.55% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
PLTY has been the more volatile fund, with annualized monthly volatility of 51.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.4% for PLTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PLTY charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, PLTY currently yields 127.52% against 1.07% for VTI.
Holdings Overlap
PLTY and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PLTY or VTI?
PLTY has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $104 per year of difference.
Which performed better, PLTY or VTI?
Over the past year PLTY returned +0.24% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PLTY annualized +74.56% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, PLTY or VTI?
PLTY has been the more volatile fund at 51.8% annualized versus 15.3% for VTI. Worst drawdown: PLTY -41.4% vs VTI -56.6%.
Should I hold both PLTY and VTI?
PLTY and VTI have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PLTY and VTI?
PLTY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, PLTY or VTI?
PLTY yields 127.52% while VTI yields 1.07%, so PLTY currently pays the higher dividend yield.
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