PLTY vs VTI
YieldMax PLTR Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PLTY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. PLTY led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PLTY | VTI |
|---|---|---|
| Expense Ratio | 1.07% | 0.03%Best |
| AUM | $383M | $666.9B |
| Dividend Yield | 123.43% | 1.03% |
| Holdings | 30 | 3,543 |
| YTD Return | +9.72% | +12.28%Best |
| 1Y Return | +8.26% | +16.78%Best |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 54.6% | 13.2%Best |
| Max Drawdown | -41.4% | -19.3%Best |
| $10,000 over 1.9 years | $27,312Best | $13,485 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Oct 7, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 8, 2024 to Sep 17, 2026 (1.9 years).
PLTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
PLTY vs VTI Performance
YieldMax PLTR Option Income Strategy ETF (PLTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PLTY returned +8.26% while VTI returned +16.78%. Year to date, PLTY is up 9.72% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PLTY has been the more volatile fund, with annualized monthly volatility of 54.6% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.4% for PLTY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
PLTY charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, PLTY currently yields 123.43% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in PLTY and 3,463 in VTI, totalling 24.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in PLTY and 3,463 in VTI, against full books of 30 and 3,543.
You are not choosing between two funds in isolation.
Whichever of PLTY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PLTY or VTI?
PLTY has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option, by $104 a year on a $10,000 investment.
Which performed better, PLTY or VTI?
Over the past year PLTY returned +8.26% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PLTY annualized +69.69% vs +17.04% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PLTY or VTI?
PLTY has been the more volatile fund at 54.6% annualized versus 13.2% for VTI. Worst drawdown: PLTY -41.4% vs VTI -19.3%.
Should I hold both PLTY and VTI?
PLTY and VTI have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PLTY or VTI?
PLTY yields 123.43% while VTI yields 1.03%, so PLTY currently pays the higher dividend yield.
Is VTI better than PLTY?
VTI has a lower expense ratio. PLTY led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.