IVV vs PLTY
iShares Core S&P 500 ETF vs YieldMax PLTR Option Income Strategy ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | PLTY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.07% | |
| AUM | $865.2B | $332M | |
| Dividend Yield | 1.09% | 127.52% | |
| Holdings | 508 | 20 | |
| YTD Return | +13.80% | +9.95% | |
| 1Y Return | +23.01% | +0.60% | |
| 3Y Return (annualized) | +21.77% | - | |
| 5Y Return (annualized) | +13.39% | - | |
| Volatility (annualized) | 15.1% | 52.0% | |
| Max Drawdown | -56.5% | -41.4% | |
| Fund Family | iShares by BlackRock (US) | YieldMax ETF | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Oct 7, 2024 |
IVV vs PLTY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax PLTR Option Income Strategy ETF (PLTY) is a ETF from YieldMax ETF. Over the past year IVV returned +23.01% while PLTY returned +0.60%. Year to date, IVV is up 13.80% versus a gain of 9.95% for PLTY.
Risk: Volatility and Drawdowns
PLTY has been the more volatile fund, with annualized monthly volatility of 52.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -41.4% for PLTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while PLTY charges 1.07%. On a $10,000 position that is $3 vs $107 annually, a gap of $104 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 127.52% for PLTY.
Holdings Overlap
IVV and PLTY share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or PLTY?
IVV has an expense ratio of 0.03% while PLTY charges 1.07%. IVV is the cheaper option. On a $10,000 investment, that is $104 per year of difference.
Which performed better, IVV or PLTY?
Over the past year IVV returned +23.01% vs +0.60% for PLTY, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.04% vs +75.05% for PLTY. Past performance does not guarantee future results.
Which is riskier, IVV or PLTY?
PLTY has been the more volatile fund at 52.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PLTY -41.4%.
Should I hold both IVV and PLTY?
IVV and PLTY have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and PLTY?
IVV and PLTY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IVV or PLTY?
IVV yields 1.09% while PLTY yields 127.52%, so PLTY currently pays the higher dividend yield.
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