PMOC vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricPMOCSCHDWinner
Expense Ratio0.50%0.06%
AUM$4M$103.7B
Dividend Yield0.00%3.31%
Holdings6104
YTD Return+4.03%+25.33%
1Y Return-+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)-13.6%
Max Drawdown-1.5%-33.4%
Fund FamilyPGIM InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionSep 30, 2025Oct 20, 2011

PMOC vs SCHD Performance

PGIM S&P 500 Max Buffer ETF - October (PMOC) is a ETF from PGIM Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, PMOC is up 4.03% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.5% for PMOC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PMOC charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, PMOC currently yields 0.00% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, PMOC or SCHD?

PMOC has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which pays a higher dividend, PMOC or SCHD?

PMOC yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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