PMOC vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricPMOCSPYWinner
Expense Ratio0.50%0.09%
AUM$4M$789.1B
Dividend Yield0.00%1.01%
Holdings6505
YTD Return+4.01%+13.39%
1Y Return-+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)-15.3%
Max Drawdown-1.5%-56.5%
Fund FamilyPGIM InvestmentsState Street Investment Management
CategoryAlternativeEquity
InceptionSep 30, 2025Jan 22, 1993

PMOC vs SPY Performance

PGIM S&P 500 Max Buffer ETF - October (PMOC) is a ETF from PGIM Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, PMOC is up 4.01% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.5% for PMOC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PMOC charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, PMOC currently yields 0.00% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, PMOC or SPY?

PMOC has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which pays a higher dividend, PMOC or SPY?

PMOC yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.