PPIE vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricPPIESPYWinner
Expense Ratio0.49%0.09%
AUM$4M$789.1B
Dividend Yield12.07%1.01%
Holdings142505
YTD Return+7.54%+13.39%
1Y Return+19.80%+22.52%
3Y Return (annualized)+18.19%+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)12.1%15.3%
Max Drawdown-13.6%-56.5%
Fund FamilyPutnam InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionJan 19, 2023Jan 22, 1993

PPIE vs SPY Performance

Putnam PanAgora ESG International Equity ETF (PPIE) is a ETF from Putnam Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year PPIE returned +19.80% while SPY returned +22.52%. Year to date, PPIE is up 7.54% versus a gain of 13.39% for SPY.

Over three years, PPIE compounded at +18.19% per year against +21.36% for SPY. Across the full 3-year window we track, PPIE has the edge at +16.94% annualized vs +8.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.1% for PPIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for PPIE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PPIE charges 0.49% per year while SPY charges 0.09%. On a $10,000 position that is $49 vs $9 annually, a gap of $40 per year that compounds over a long holding period. On income, PPIE currently yields 12.07% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

PPIE and SPY share 0 holdings out of 640 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PPIE or SPY?

PPIE has an expense ratio of 0.49% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $40 per year of difference.

Which performed better, PPIE or SPY?

Over the past year PPIE returned +19.80% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (3 years), PPIE annualized +16.94% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, PPIE or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.1% for PPIE. Worst drawdown: PPIE -13.6% vs SPY -56.5%.

Should I hold both PPIE and SPY?

PPIE and SPY have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PPIE and SPY?

PPIE and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 640 unique securities.

Which pays a higher dividend, PPIE or SPY?

PPIE yields 12.07% while SPY yields 1.01%, so PPIE currently pays the higher dividend yield.

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