PPIE vs VTI

PPIE vs VTI

Which is better, PPIE or VTI?

Each has led over a different period.

VTI has a lower expense ratio. PPIE led over 1Y, VTI over the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPPIEVTI
Expense Ratio0.49%0.03%Best
AUM$4M$666.9B
Dividend Yield12.07%1.07%
Holdings1423,543
Volatility (annualized)12.1%Best13.3%
Max Drawdown-13.6%Best-19.3%
$10,000 over 3.4 years$17,025$19,184Best
Fund FamilyPutnam InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 19, 2023May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 87 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PPIE has data through Jun 9, 2026 and VTI through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Jan 20, 2023 to Jun 9, 2026 (3.4 years).

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.1% for PPIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for PPIE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PPIE charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PPIE currently yields 12.07% against 1.07% for VTI.

Holdings Overlap

We hold position weights for 137 holdings in PPIE and 2,787 in VTI, totalling 97.2% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 123 days apart, PPIE as of Feb 27, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 137 positions we hold weights for in PPIE and 2,787 in VTI, against full books of 142 and 3,543.

You are not choosing between two funds in isolation.

Whichever of PPIE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PPIEVTI

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Frequently Asked Questions

Which is cheaper, PPIE or VTI?

PPIE has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.

Which is riskier, PPIE or VTI?

VTI has been the more volatile fund at 13.3% annualized versus 12.1% for PPIE. Worst drawdown: PPIE -13.6% vs VTI -19.3%.

Should I hold both PPIE and VTI?

PPIE and VTI have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PPIE or VTI?

PPIE yields 12.07% while VTI yields 1.07%, so PPIE currently pays the higher dividend yield.

Is VTI better than PPIE?

VTI has a lower expense ratio. PPIE led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.