PPIE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricPPIEVTIWinner
Expense Ratio0.49%0.03%
AUM$4M$663.5B
Dividend Yield12.07%1.07%
Holdings1423,543
YTD Return+7.54%+14.22%
1Y Return+19.80%+22.19%
3Y Return (annualized)+18.19%+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)12.1%15.3%
Max Drawdown-13.6%-56.6%
Fund FamilyPutnam InvestmentsVanguard (US)
CategoryEquityEquity
InceptionJan 19, 2023May 24, 2001

PPIE vs VTI Performance

Putnam PanAgora ESG International Equity ETF (PPIE) is a ETF from Putnam Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PPIE returned +19.80% while VTI returned +22.19%. Year to date, PPIE is up 7.54% versus a gain of 14.22% for VTI.

Over three years, PPIE compounded at +18.19% per year against +21.27% for VTI. Across the full 3-year window we track, PPIE has the edge at +16.94% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.1% for PPIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for PPIE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PPIE charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PPIE currently yields 12.07% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

PPIE and VTI share 0 holdings out of 2920 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PPIE or VTI?

PPIE has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, PPIE or VTI?

Over the past year PPIE returned +19.80% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), PPIE annualized +16.94% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, PPIE or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 12.1% for PPIE. Worst drawdown: PPIE -13.6% vs VTI -56.6%.

Should I hold both PPIE and VTI?

PPIE and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PPIE and VTI?

PPIE and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2920 unique securities.

Which pays a higher dividend, PPIE or VTI?

PPIE yields 12.07% while VTI yields 1.07%, so PPIE currently pays the higher dividend yield.

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