PQJA vs VOO

PQJA vs VOO

Which is better, PQJA or VOO?

Option Writing against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPQJAVOO
Expense Ratio0.50%0.03%Best
AUM$32M$997.4B
Dividend Yield0.00%1.04%
Holdings8509
YTD Return+10.16%+11.55%Best
1Y Return+16.20%+17.54%Best
3Y Return (annualized)-+20.71%
5Y Return (annualized)-+12.80%
Volatility (annualized)10.0%Best13.1%
Max Drawdown-14.7%Best-18.7%
$10,000 over 1.7 years$12,904$13,230Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionDec 27, 2024Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 2, 2025 to Sep 10, 2026 (1.7 years).

PQJA vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

PQJA vs VOO Performance

PGIM Nasdaq-100 Buffer 12 ETF - January (PQJA) is an ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year PQJA returned +16.20% while VOO returned +17.54%. Year to date, PQJA is up 10.16% versus a gain of 11.55% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 10.0% for PQJA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.7% for PQJA and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PQJA charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, PQJA currently yields 0.00% against 1.04% for VOO.

You are not choosing between two funds in isolation.

Whichever of PQJA and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PQJAVOO

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Frequently Asked Questions

Which is cheaper, PQJA or VOO?

PQJA has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, PQJA or VOO?

Over the past year PQJA returned +16.20% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), PQJA annualized +16.18% vs +17.90% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PQJA or VOO?

VOO has been the more volatile fund at 13.1% annualized versus 10.0% for PQJA. Worst drawdown: PQJA -14.7% vs VOO -18.7%.

Should I hold both PQJA and VOO?

PQJA and VOO have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, PQJA or VOO?

PQJA yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than PQJA?

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.