PRAE vs VTI
PlanRock Alternative Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PRAE or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. PRAE led over 1Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PRAE | VTI |
|---|---|---|
| Expense Ratio | 1.49% | 0.03%Best |
| AUM | $13M | $666.9B |
| Dividend Yield | 0.47% | 1.03% |
| Holdings | 25 | 3,543 |
| YTD Return | +12.52%Best | +11.53% |
| 1Y Return | +19.36%Best | +15.74% |
| 3Y Return (annualized) | - | +20.67% |
| 5Y Return (annualized) | - | +11.59% |
| Volatility (annualized) | 13.5% | 12.2%Best |
| Max Drawdown | -17.7%Best | -19.3% |
| $10,000 over 2.7 years | $13,936 | $16,115Best |
| Fund Family | PlanRock Investments | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Dec 18, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 19, 2023 to Sep 15, 2026 (2.7 years).
PRAE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
PRAE vs VTI Performance
PlanRock Alternative Growth ETF (PRAE) is an ETF from PlanRock Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PRAE returned +19.36% while VTI returned +15.74%. Year to date, PRAE is up 12.52% versus a gain of 11.53% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PRAE has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 12.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.7% for PRAE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PRAE charges 1.49% per year while VTI charges 0.03%. On a $10,000 position that is $149 vs $3 annually, a gap of $146 per year that compounds over a long holding period. On income, PRAE currently yields 0.47% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 13 holdings in PRAE and 3,463 in VTI, totalling 76.9% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 13 positions we hold weights for in PRAE and 3,463 in VTI, against full books of 25 and 3,543.
You are not choosing between two funds in isolation.
Whichever of PRAE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PRAE or VTI?
PRAE has an expense ratio of 1.49% while VTI charges 0.03%. VTI is the cheaper option, by $146 a year on a $10,000 investment.
Which performed better, PRAE or VTI?
Over the past year PRAE returned +19.36% vs +15.74% for VTI, so PRAE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PRAE or VTI?
PRAE has been the more volatile fund at 13.5% annualized versus 12.2% for VTI. Worst drawdown: PRAE -17.7% vs VTI -19.3%.
Should I hold both PRAE and VTI?
PRAE and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PRAE or VTI?
PRAE yields 0.47% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PRAE?
VTI has a lower expense ratio. PRAE led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.