PSFD vs SCHD
Pacer Swan SOS Flex (January) ETF vs Schwab US Dividend Equity ETF
Which is better, PSFD or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. PSFD led over 5Y and the full window, SCHD over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSFD | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $60M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | +9.01% | +24.23%Best |
| 1Y Return | +13.06% | +27.90%Best |
| 3Y Return (annualized) | +14.49% | +15.55%Best |
| 5Y Return (annualized) | +11.69%Best | +9.97% |
| Volatility (annualized) | 9.3%Best | 14.6% |
| Max Drawdown | -14.9%Best | -16.9% |
| $10,000 over 5 years | $17,381Best | $16,083 |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Dec 22, 2020 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 23, 2020 to Sep 17, 2026 (5.7 years).
PSFD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
PSFD vs SCHD Performance
Pacer Swan SOS Flex (January) ETF (PSFD) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PSFD returned +13.06% while SCHD returned +27.90%. Year to date, PSFD is up 9.01% versus a gain of 24.23% for SCHD.
Over three years, PSFD compounded at +14.49% per year against +15.55% for SCHD; over five years the annualized figures are +11.69% and +9.97% respectively. Across the full 6-year window we track, PSFD has the edge at +12.69% annualized vs +12.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.3% for PSFD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.9% for PSFD and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSFD charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, PSFD currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in PSFD and 100 in SCHD, totalling 0.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in PSFD and 100 in SCHD, against full books of 7 and 103.
You are not choosing between two funds in isolation.
Whichever of PSFD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSFD or SCHD?
PSFD has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, PSFD or SCHD?
Over the past year PSFD returned +13.06% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), PSFD annualized +12.69% vs +12.20% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSFD or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 9.3% for PSFD. Worst drawdown: PSFD -14.9% vs SCHD -16.9%.
Should I hold both PSFD and SCHD?
PSFD and SCHD have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSFD or SCHD?
PSFD yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PSFD?
SCHD has a lower expense ratio. PSFD led over 5Y and the full window, SCHD over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.