PSFJ vs QQQ
Pacer Swan SOS Flex July ETF vs Invesco QQQ Trust, Series 1
Which is better, PSFJ or QQQ?
All Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSFJ | QQQ |
|---|---|---|
| Expense Ratio | 0.49% | 0.18%Best |
| AUM | $53M | $483.5B |
| Dividend Yield | 0.00% | 0.44% |
| Holdings | 7 | 107 |
| YTD Return | +8.04% | +16.87%Best |
| 1Y Return | +11.12% | +22.98%Best |
| 3Y Return (annualized) | +14.46% | +24.98%Best |
| 5Y Return (annualized) | +11.28% | +14.39%Best |
| Volatility (annualized) | 9.4%Best | 20.8% |
| Max Drawdown | -12.2%Best | -35.1% |
| $10,000 over 5 years | $17,064 | $19,586Best |
| Fund Family | Pacer ETFs | Invesco (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Growth |
| Inception | Jun 30, 2021 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 1, 2021 to Sep 11, 2026 (5.2 years).
PSFJ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
PSFJ vs QQQ Performance
Pacer Swan SOS Flex July ETF (PSFJ) is an ETF from Pacer ETFs and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year PSFJ returned +11.12% while QQQ returned +22.98%. Year to date, PSFJ is up 8.04% versus a gain of 16.87% for QQQ.
Over three years, PSFJ compounded at +14.46% per year against +24.98% for QQQ; over five years the annualized figures are +11.28% and +14.39% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 9.4% for PSFJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for PSFJ and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSFJ charges 0.49% per year while QQQ charges 0.18%. On a $10,000 position that is $49 vs $18 annually, a gap of $31 per year that compounds over a long holding period. On income, PSFJ currently yields 0.00% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 1 holding in PSFJ and 102 in QQQ, totalling 0.8% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in PSFJ and 102 in QQQ, against full books of 7 and 107.
You are not choosing between two funds in isolation.
Whichever of PSFJ and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSFJ or QQQ?
PSFJ has an expense ratio of 0.49% while QQQ charges 0.18%. QQQ is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, PSFJ or QQQ?
Over the past year PSFJ returned +11.12% vs +22.98% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSFJ or QQQ?
QQQ has been the more volatile fund at 20.8% annualized versus 9.4% for PSFJ. Worst drawdown: PSFJ -12.2% vs QQQ -35.1%.
Should I hold both PSFJ and QQQ?
PSFJ and QQQ have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSFJ or QQQ?
PSFJ yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
Is QQQ better than PSFJ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.