PSFJ vs QQQ
Pacer Swan SOS Flex July ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | PSFJ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.18% | |
| AUM | $46M | $455.8B | |
| Dividend Yield | 0.00% | 0.41% | |
| Holdings | 6 | 108 | |
| YTD Return | +8.44% | +18.31% | |
| 1Y Return | +13.22% | +25.37% | |
| 3Y Return (annualized) | +14.62% | +25.79% | |
| 5Y Return (annualized) | +11.45% | +15.20% | |
| Volatility (annualized) | 9.4% | 30.6% | |
| Max Drawdown | -12.2% | -83.0% | |
| Fund Family | Pacer ETFs | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jun 30, 2021 | Mar 10, 1999 |
PSFJ vs QQQ Performance
Pacer Swan SOS Flex July ETF (PSFJ) is a ETF from Pacer ETFs and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PSFJ returned +13.22% while QQQ returned +25.37%. Year to date, PSFJ is up 8.44% versus a gain of 18.31% for QQQ.
Over three years, PSFJ compounded at +14.62% per year against +25.79% for QQQ; over five years the annualized figures are +11.45% and +15.20% respectively. Across the full 5-year window we track, QQQ has the edge at +13.10% annualized vs +11.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 9.4% for PSFJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for PSFJ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSFJ charges 0.49% per year while QQQ charges 0.18%. On a $10,000 position that is $49 vs $18 annually, a gap of $31 per year that compounds over a long holding period. On income, PSFJ currently yields 0.00% against 0.41% for QQQ.
Holdings Overlap
PSFJ and QQQ share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSFJ or QQQ?
PSFJ has an expense ratio of 0.49% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, PSFJ or QQQ?
Over the past year PSFJ returned +13.22% vs +25.37% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), PSFJ annualized +11.49% vs +13.10% for QQQ. Past performance does not guarantee future results.
Which is riskier, PSFJ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 9.4% for PSFJ. Worst drawdown: PSFJ -12.2% vs QQQ -83.0%.
Should I hold both PSFJ and QQQ?
PSFJ and QQQ have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSFJ and QQQ?
PSFJ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, PSFJ or QQQ?
PSFJ yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.
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