PSFJ vs VTI
Pacer Swan SOS Flex July ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSFJ or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSFJ | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $53M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 7 | 3,543 |
| YTD Return | +8.04% | +12.57%Best |
| 1Y Return | +11.12% | +17.22%Best |
| 3Y Return (annualized) | +14.46% | +20.87%Best |
| 5Y Return (annualized) | +11.28% | +11.86%Best |
| Volatility (annualized) | 9.4%Best | 15.9% |
| Max Drawdown | -12.2%Best | -25.4% |
| $10,000 over 5 years | $17,064 | $17,514Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Jun 30, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 1, 2021 to Sep 11, 2026 (5.2 years).
PSFJ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
PSFJ vs VTI Performance
Pacer Swan SOS Flex July ETF (PSFJ) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSFJ returned +11.12% while VTI returned +17.22%. Year to date, PSFJ is up 8.04% versus a gain of 12.57% for VTI.
Over three years, PSFJ compounded at +14.46% per year against +20.87% for VTI; over five years the annualized figures are +11.28% and +11.86% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 9.4% for PSFJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for PSFJ and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
PSFJ charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PSFJ currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in PSFJ and 2,787 in VTI, totalling 0.8% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in PSFJ and 2,787 in VTI, against full books of 7 and 3,543.
You are not choosing between two funds in isolation.
Whichever of PSFJ and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSFJ or VTI?
PSFJ has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, PSFJ or VTI?
Over the past year PSFJ returned +11.12% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSFJ or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 9.4% for PSFJ. Worst drawdown: PSFJ -12.2% vs VTI -25.4%.
Should I hold both PSFJ and VTI?
PSFJ and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, PSFJ or VTI?
PSFJ yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PSFJ?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.