PSH vs VYM

PSH vs VYM

Which is better, PSH or VYM?

Short Term High Yield Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPSHVYM
Expense Ratio0.45%0.04%Best
AUM$186M$81.6B
Dividend Yield6.99%2.22%
Holdings474613
YTD Return-1.95%+11.71%Best
1Y Return-1.51%+16.24%Best
3Y Return (annualized)-+17.24%
5Y Return (annualized)-+11.86%
Volatility (annualized)8.6%Best10.3%
Max Drawdown-14.0%Best-14.5%
$10,000 over 2.7 years$9,831$15,244Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleShort Term High Yield BondLarge Cap Value
InceptionDec 14, 2023Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 19, 2023 to Sep 16, 2026 (2.7 years).

PSH vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.

PSH vs VYM Performance

PGIM Short Duration High Yield ETF (PSH) is an ETF from PGIM Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PSH returned -1.51% while VYM returned +16.24%. Year to date, PSH is down 1.95% versus a gain of 11.71% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.3% compared with 8.6% for PSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.0% for PSH and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.22. They move largely independently of each other.

Fees and Cost Over Time

PSH charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, PSH currently yields 6.99% against 2.22% for VYM.

Holdings Overlap

VYM already in PSH0.1%

At least 0.1% of VYM's money is in holdings PSH also owns.

Stated as a floor: for PSH, our book for it covers 76.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 347 positions we hold weights for in PSH and 557 in VYM, against full books of 474 and 613.

Top Shared Holdings

StockWeight in PSHWeight in VYMDifference
GENGenon Hldgs Class A0.46%0.06%0.40%

You are not choosing between two funds in isolation.

Whichever of PSH and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PSHVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PSH or VYM?

PSH has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option, by $41 a year on a $10,000 investment.

Which performed better, PSH or VYM?

Over the past year PSH returned -1.51% vs +16.24% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PSH or VYM?

VYM has been the more volatile fund at 10.3% annualized versus 8.6% for PSH. Worst drawdown: PSH -14.0% vs VYM -14.5%.

Should I hold both PSH and VYM?

PSH and VYM have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PSH or VYM?

PSH yields 6.99% while VYM yields 2.22%, so PSH currently pays the higher dividend yield.

Is VYM better than PSH?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.