PTBD vs VTI
Pacer Trendpilot US Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PTBD or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTBD | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $85M | $666.9B |
| Dividend Yield | 6.12% | 1.03% |
| Holdings | 998 | 3,543 |
| YTD Return | +1.19% | +12.57%Best |
| 1Y Return | +0.60% | +17.22%Best |
| 3Y Return (annualized) | +4.59% | +20.87%Best |
| 5Y Return (annualized) | -1.61% | +11.86%Best |
| Volatility (annualized) | 7.2%Best | 17.2% |
| Max Drawdown | -26.0%Best | -35.0% |
| $10,000 over 5 years | $9,221 | $17,514Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Oct 22, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 23, 2019 to Sep 11, 2026 (6.9 years).
PTBD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.9 years both funds cover.
PTBD vs VTI Performance
Pacer Trendpilot US Bond ETF (PTBD) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PTBD returned +0.60% while VTI returned +17.22%. Year to date, PTBD is up 1.19% versus a gain of 12.57% for VTI.
Over three years, PTBD compounded at +4.59% per year against +20.87% for VTI; over five years the annualized figures are -1.61% and +11.86% respectively. Across the full 7-year window we track, VTI has the edge at +15.30% annualized vs +0.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 7.2% for PTBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.0% for PTBD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTBD charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, PTBD currently yields 6.12% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 573 holdings in PTBD and 2,787 in VTI, totalling 57.8% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 573 positions we hold weights for in PTBD and 2,787 in VTI, against full books of 998 and 3,543.
Top Shared Holdings
| Stock | Weight in PTBD | Weight in VTI | Difference |
|---|---|---|---|
| THCTenet Healthcare Corporation 6.13 06/15/2030 | 0.17% | 0.02% | 0.15% |
You are not choosing between two funds in isolation.
Whichever of PTBD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTBD or VTI?
PTBD has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, PTBD or VTI?
Over the past year PTBD returned +0.60% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), PTBD annualized +0.39% vs +15.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTBD or VTI?
VTI has been the more volatile fund at 17.2% annualized versus 7.2% for PTBD. Worst drawdown: PTBD -26.0% vs VTI -35.0%.
Should I hold both PTBD and VTI?
PTBD and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PTBD or VTI?
PTBD yields 6.12% while VTI yields 1.03%, so PTBD currently pays the higher dividend yield.
Is VTI better than PTBD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.