PTY vs VYM

PTY vs VYM

Which is better, PTY or VYM?

Diversified Sectoral Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPTYVYM
Expense Ratio3.70%0.04%Best
AUM$2.5B$81.6B
Dividend Yield12.57%2.22%
Holdings809613
YTD Return-4.64%+11.35%Best
1Y Return-12.32%+15.34%Best
3Y Return (annualized)+3.33%+17.22%Best
5Y Return (annualized)+0.56%+12.30%Best
Volatility (annualized)22.6%14.6%Best
Max Drawdown-68.0%-58.8%Best
$10,000 over 5 years$10,283$17,861Best
Fund FamilyPIMCO (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleDiversified Sectoral BondLarge Cap Value
InceptionDec 27, 2002Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Sep 18, 2026 (19.8 years).

PTY vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

PTY vs VYM Performance

PIMCO Corporate & Income Opportunity Fund (PTY) is an ETF from PIMCO (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PTY returned -12.32% while VYM returned +15.34%. Year to date, PTY is down 4.64% versus a gain of 11.35% for VYM.

Over three years, PTY compounded at +3.33% per year against +17.22% for VYM; over five years the annualized figures are +0.56% and +12.30% respectively. Across the full 20-year window we track, VYM has the edge at +6.82% annualized vs +0.93%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PTY has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.0% for PTY and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PTY charges 3.70% per year while VYM charges 0.04%. On a $10,000 position that is $370 vs $4 annually, a gap of $366 per year that compounds over a long holding period. On income, PTY currently yields 12.57% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 23 holdings in PTY and 557 in VYM, totalling 6.6% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 304 days apart, PTY as of Sep 30, 2025 and VYM as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 23 positions we hold weights for in PTY and 557 in VYM, against full books of 809 and 613.

You are not choosing between two funds in isolation.

Whichever of PTY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PTYVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PTY or VYM?

PTY has an expense ratio of 3.70% while VYM charges 0.04%. VYM is the cheaper option, by $366 a year on a $10,000 investment.

Which performed better, PTY or VYM?

Over the past year PTY returned -12.32% vs +15.34% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), PTY annualized +0.93% vs +6.82% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PTY or VYM?

PTY has been the more volatile fund at 22.6% annualized versus 14.6% for VYM. Worst drawdown: PTY -68.0% vs VYM -58.8%.

Should I hold both PTY and VYM?

PTY and VYM have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PTY or VYM?

PTY yields 12.57% while VYM yields 2.22%, so PTY currently pays the higher dividend yield.

Is VYM better than PTY?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.