IVV vs PTY

IVV vs PTY

Which is better, IVV or PTY?

Large Cap Blend against Diversified Sectoral Bond.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPTY
Expense Ratio0.03%Best3.70%
AUM$876.4B$2.5B
Dividend Yield1.06%12.57%
Holdings508809
YTD Return+12.39%Best-4.64%
1Y Return+16.61%Best-12.32%
3Y Return (annualized)+21.38%Best+3.33%
5Y Return (annualized)+13.51%Best+0.56%
Volatility (annualized)14.5%Best21.1%
Max Drawdown-56.5%Best-69.7%
$10,000 over 5 years$18,844Best$10,283
Fund FamilyiShares by BlackRock (US)PIMCO (US)
CategoryEquityFixed Income
StyleLarge Cap BlendDiversified Sectoral Bond
InceptionMay 15, 2000Dec 27, 2002

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 24, 2002 to Sep 18, 2026 (23.7 years).

IVV vs PTY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IVV vs PTY Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and PIMCO Corporate & Income Opportunity Fund (PTY) is an ETF from PIMCO (US). Over the past year IVV returned +16.61% while PTY returned -12.32%. Year to date, IVV is up 12.39% versus a loss of 4.64% for PTY.

Over three years, IVV compounded at +21.38% per year against +3.33% for PTY; over five years the annualized figures are +13.51% and +0.56% respectively. Across the full 24-year window we track, IVV has the edge at +9.83% annualized vs +1.25%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PTY has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 14.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -69.7% for PTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while PTY charges 3.70%. On a $10,000 position that is $3 vs $370 annually, a gap of $367 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 12.57% for PTY.

Holdings Overlap

We hold position weights for 490 holdings in IVV and 23 in PTY, totalling 99.3% and 6.6% of the two funds. That is not enough of PTY to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

The two holdings books were reported 335 days apart, IVV as of Aug 31, 2026 and PTY as of Sep 30, 2025, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 490 positions we hold weights for in IVV and 23 in PTY, against full books of 508 and 809.

Top Shared Holdings

StockWeight in IVVWeight in PTYDifference
VICIVici Properties Inc0.04%0.29%0.25%

You are not choosing between two funds in isolation.

Whichever of IVV and PTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVPTY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PTY?

IVV has an expense ratio of 0.03% while PTY charges 3.70%. IVV is the cheaper option, by $367 a year on a $10,000 investment.

Which performed better, IVV or PTY?

Over the past year IVV returned +16.61% vs -12.32% for PTY, so IVV leads on 1-year performance. Over the longest common window we track (24 years), IVV annualized +9.83% vs +1.25% for PTY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or PTY?

PTY has been the more volatile fund at 21.1% annualized versus 14.5% for IVV. Worst drawdown: IVV -56.5% vs PTY -69.7%.

Should I hold both IVV and PTY?

IVV and PTY have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or PTY?

IVV yields 1.06% while PTY yields 12.57%, so PTY currently pays the higher dividend yield.

Is PTY better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.