Quick Verdict

SCHD has a lower expense ratio. PXF delivered stronger 1-year returns. PXF offers more diversification with 1006 holdings.

Lower Fees: SCHDHigher Returns: PXFMore Diversified: PXF

Side-by-Side Comparison

MetricPXFSCHDWinner
Expense Ratio0.43%0.06%
AUM$2.8B$103.7B
Dividend Yield3.13%3.31%
Holdings1,040104
YTD Return+20.76%+24.26%
1Y Return+38.83%+31.38%
3Y Return (annualized)+24.36%+15.08%
5Y Return (annualized)+14.42%+9.72%
Volatility (annualized)19.4%13.6%
Max Drawdown-65.7%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJun 25, 2007Oct 20, 2011

PXF vs SCHD Performance

Invesco RAFI Developed Markets ex-US ETF (PXF) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PXF returned +38.83% while SCHD returned +31.38%. Year to date, PXF is up 20.76% versus a gain of 24.26% for SCHD.

Over three years, PXF compounded at +24.36% per year against +15.08% for SCHD; over five years the annualized figures are +14.42% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +3.53%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PXF has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -65.7% for PXF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PXF charges 0.43% per year while SCHD charges 0.06%. On a $10,000 position that is $43 vs $6 annually, a gap of $37 per year that compounds over a long holding period. On income, PXF currently yields 3.13% against 3.31% for SCHD.

Holdings Overlap

0.2%overlap

PXF and SCHD share 1 holdings out of 1105 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PXFWeight in SCHDDifference
ALV0.51%0.21%0.30%

Frequently Asked Questions

Which is cheaper, PXF or SCHD?

PXF has an expense ratio of 0.43% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, PXF or SCHD?

Over the past year PXF returned +38.83% vs +31.38% for SCHD, so PXF leads on 1-year performance. Over the longest common window we track (15 years), PXF annualized +3.53% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PXF or SCHD?

PXF has been the more volatile fund at 19.4% annualized versus 13.6% for SCHD. Worst drawdown: PXF -65.7% vs SCHD -33.4%.

Should I hold both PXF and SCHD?

PXF and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PXF and SCHD?

PXF and SCHD share 1 common holdings with a 0.2% weight overlap. Combined, they hold 1105 unique securities.

Which pays a higher dividend, PXF or SCHD?

PXF yields 3.13% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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