QBF vs VTI
Innovator Uncapped Bitcoin 20 Floor ETF - Quarterly vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | QBF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $12M | $663.5B | |
| Dividend Yield | 2.01% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | -29.29% | +14.22% | |
| 1Y Return | -45.48% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 27.9% | 15.3% | |
| Max Drawdown | -49.4% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 6, 2025 | May 24, 2001 |
QBF vs VTI Performance
Innovator Uncapped Bitcoin 20 Floor ETF - Quarterly (QBF) is a ETF from Innovator ETFs Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QBF returned -45.48% while VTI returned +22.19%. Year to date, QBF is down 29.29% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
QBF has been the more volatile fund, with annualized monthly volatility of 27.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.4% for QBF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QBF charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, QBF currently yields 2.01% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, QBF or VTI?
QBF has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, QBF or VTI?
Over the past year QBF returned -45.48% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), QBF annualized -28.11% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, QBF or VTI?
QBF has been the more volatile fund at 27.9% annualized versus 15.3% for VTI. Worst drawdown: QBF -49.4% vs VTI -56.6%.
Should I hold both QBF and VTI?
QBF and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QBF or VTI?
QBF yields 2.01% while VTI yields 1.07%, so QBF currently pays the higher dividend yield.
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