QBIF vs QQQ

QBIF vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQBIFQQQWinner
Expense Ratio0.74%0.18%
AUM$7M$496.3B
Dividend Yield0.00%0.44%
Holdings5108
YTD Return+5.49%+16.64%
1Y Return-+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)-30.6%
Max Drawdown-1.0%-83.0%
Fund FamilyAllianzIMInvesco (US)
CategoryAlternativeEquity
InceptionMar 31, 2026Mar 10, 1999

QBIF vs QQQ Performance

AllianzIM International Equity Buffer15 ETF (QBIF) is a ETF from AllianzIM and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, QBIF is up 5.49% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.0% for QBIF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QBIF charges 0.74% per year while QQQ charges 0.18%. On a $10,000 position that is $74 vs $18 annually, a gap of $56 per year that compounds over a long holding period. On income, QBIF currently yields 0.00% against 0.44% for QQQ.

Frequently Asked Questions

Which is cheaper, QBIF or QQQ?

QBIF has an expense ratio of 0.74% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which pays a higher dividend, QBIF or QQQ?

QBIF yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

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