QCAP vs VTI

QCAP vs VTI

Which is better, QCAP or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQCAPVTI
Expense Ratio0.90%0.03%Best
AUM$126M$666.9B
Dividend Yield0.00%1.03%
Holdings103,543
YTD Return+6.73%+12.30%Best
1Y Return+8.75%+16.08%Best
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)3.9%Best12.0%
Max Drawdown-9.2%Best-19.3%
$10,000 over 2.4 years$12,611$15,570Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionApr 19, 2024May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: Apr 22, 2024 to Sep 18, 2026 (2.4 years).

QCAP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.

QCAP vs VTI Performance

FT Vest Nasdaq-100 Conservative Buffer ETF - April (QCAP) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QCAP returned +8.75% while VTI returned +16.08%. Year to date, QCAP is up 6.73% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 3.9% for QCAP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.2% for QCAP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QCAP charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, QCAP currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of QCAP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QCAPVTI

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Frequently Asked Questions

Which is cheaper, QCAP or VTI?

QCAP has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option, by $87 a year on a $10,000 investment.

Which performed better, QCAP or VTI?

Over the past year QCAP returned +8.75% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), QCAP annualized +10.15% vs +20.26% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QCAP or VTI?

VTI has been the more volatile fund at 12.0% annualized versus 3.9% for QCAP. Worst drawdown: QCAP -9.2% vs VTI -19.3%.

Should I hold both QCAP and VTI?

QCAP and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QCAP or VTI?

QCAP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than QCAP?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.