Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricQDCCSCHDWinner
Expense Ratio0.35%0.06%
AUM$2M$103.7B
Dividend Yield10.87%3.31%
Holdings4104
YTD Return+0.88%+24.26%
1Y Return+4.49%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)7.8%13.6%
Max Drawdown-13.9%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionMay 7, 2024Oct 20, 2011

QDCC vs SCHD Performance

Global X S&P 500 Quality Dividend Covered Call ETF (QDCC) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QDCC returned +4.49% while SCHD returned +31.38%. Year to date, QDCC is up 0.88% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.8% for QDCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.9% for QDCC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QDCC charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, QDCC currently yields 10.87% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, QDCC or SCHD?

QDCC has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, QDCC or SCHD?

Over the past year QDCC returned +4.49% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), QDCC annualized +5.65% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, QDCC or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 7.8% for QDCC. Worst drawdown: QDCC -13.9% vs SCHD -33.4%.

Should I hold both QDCC and SCHD?

QDCC and SCHD have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QDCC or SCHD?

QDCC yields 10.87% while SCHD yields 3.31%, so QDCC currently pays the higher dividend yield.

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