QDCC vs SCHD

QDCC vs SCHD

Which is better, QDCC or SCHD?

Option Writing against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQDCCSCHD
Expense Ratio0.35%0.06%Best
AUM$2M$112.1B
Dividend Yield10.87%3.00%
Holdings4103
Volatility (annualized)7.8%Best13.3%
Max Drawdown-13.9%Best-16.1%
$10,000 over 1.3 years$10,741$11,209Best
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Value
InceptionMay 7, 2024Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 396 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QDCC has data through Aug 22, 2025 and SCHD through Sep 22, 2026.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 8, 2024 to Aug 22, 2025 (1.3 years).

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 7.8% for QDCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.9% for QDCC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QDCC charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, QDCC currently yields 10.87% against 3.00% for SCHD.

You are not choosing between two funds in isolation.

Whichever of QDCC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QDCCSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QDCC or SCHD?

QDCC has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.

Which is riskier, QDCC or SCHD?

SCHD has been the more volatile fund at 13.3% annualized versus 7.8% for QDCC. Worst drawdown: QDCC -13.9% vs SCHD -16.1%.

Should I hold both QDCC and SCHD?

QDCC and SCHD have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QDCC or SCHD?

QDCC yields 10.87% while SCHD yields 3.00%, so QDCC currently pays the higher dividend yield.

Is SCHD better than QDCC?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.