QDCC vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricQDCCSPYWinner
Expense Ratio0.35%0.09%
AUM$2M$789.1B
Dividend Yield10.87%1.01%
Holdings4505
YTD Return+0.88%+13.39%
1Y Return+4.49%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)7.8%15.3%
Max Drawdown-13.9%-56.5%
Fund FamilyGlobal X by mirae AssetState Street Investment Management
CategoryAlternativeEquity
InceptionMay 7, 2024Jan 22, 1993

QDCC vs SPY Performance

Global X S&P 500 Quality Dividend Covered Call ETF (QDCC) is a ETF from Global X by mirae Asset and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year QDCC returned +4.49% while SPY returned +22.52%. Year to date, QDCC is up 0.88% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.8% for QDCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.9% for QDCC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QDCC charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, QDCC currently yields 10.87% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, QDCC or SPY?

QDCC has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, QDCC or SPY?

Over the past year QDCC returned +4.49% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), QDCC annualized +5.65% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, QDCC or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.8% for QDCC. Worst drawdown: QDCC -13.9% vs SPY -56.5%.

Should I hold both QDCC and SPY?

QDCC and SPY have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QDCC or SPY?

QDCC yields 10.87% while SPY yields 1.01%, so QDCC currently pays the higher dividend yield.

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