QDEC vs VOO

QDEC vs VOO

Which is better, QDEC or VOO?

Multi Alternative against Large Cap Blend.

VOO has a lower expense ratio. QDEC led over 1Y, VOO over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90.

Lower Fees: VOOHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQDECVOO
Expense Ratio0.90%0.03%Best
AUM$699M$997.4B
Dividend Yield0.00%1.04%
Holdings10509
YTD Return+12.03%+12.25%Best
1Y Return+18.01%Best+17.03%
3Y Return (annualized)+16.87%+21.25%Best
5Y Return (annualized)+10.12%+13.08%Best
Volatility (annualized)12.2%Best15.1%
Max Drawdown-25.3%-24.5%Best
$10,000 over 5 years$16,193$18,490Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionDec 18, 2020Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 21, 2020 to Sep 17, 2026 (5.7 years).

QDEC vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.

QDEC vs VOO Performance

FT Vest Nasdaq-100 Buffer ETF - December (QDEC) is an ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year QDEC returned +18.01% while VOO returned +17.03%. Year to date, QDEC is up 12.03% versus a gain of 12.25% for VOO.

Over three years, QDEC compounded at +16.87% per year against +21.25% for VOO; over five years the annualized figures are +10.12% and +13.08% respectively. Across the full 6-year window we track, VOO has the edge at +15.01% annualized vs +11.17%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.2% for QDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.3% for QDEC and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QDEC charges 0.90% per year while VOO charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, QDEC currently yields 0.00% against 1.04% for VOO.

You are not choosing between two funds in isolation.

Whichever of QDEC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QDECVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QDEC or VOO?

QDEC has an expense ratio of 0.90% while VOO charges 0.03%. VOO is the cheaper option, by $87 a year on a $10,000 investment.

Which performed better, QDEC or VOO?

Over the past year QDEC returned +18.01% vs +17.03% for VOO, so QDEC leads on 1-year performance. Over the longest common window we track (6 years), QDEC annualized +11.17% vs +15.01% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QDEC or VOO?

VOO has been the more volatile fund at 15.1% annualized versus 12.2% for QDEC. Worst drawdown: QDEC -25.3% vs VOO -24.5%.

Should I hold both QDEC and VOO?

QDEC and VOO have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, QDEC or VOO?

QDEC yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than QDEC?

VOO has a lower expense ratio. QDEC led over 1Y, VOO over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. Which one suits a particular account depends on what it is for. This is information, not a recommendation.