QQQ vs RDYY

QQQ vs RDYY

Which is better, QQQ or RDYY?

Large Cap Growth against Option Writing.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQRDYY
Expense Ratio0.18%Best1.01%
AUM$483.5B$13M
Dividend Yield0.44%141.85%
Holdings10716
YTD Return+17.95%Best-31.51%
1Y Return+21.77%Best-39.94%
3Y Return (annualized)+25.63%-
5Y Return (annualized)+15.24%-
Volatility (annualized)21.9%Best39.9%
Max Drawdown-12.0%Best-51.2%
$10,000 over 1 years$12,423Best$6,647
Fund FamilyInvesco (US)YieldMax ETF
CategoryEquityAlternative
StyleLarge Cap GrowthOption Writing
InceptionMar 10, 1999Sep 8, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 9, 2025 to Sep 18, 2026 (1 years).

QQQ vs RDYY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.

QQQ vs RDYY Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and YieldMax RDDT Option Income Strategy ETF (RDYY) is an ETF from YieldMax ETF. Over the past year QQQ returned +21.77% while RDYY returned -39.94%. Year to date, QQQ is up 17.95% versus a loss of 31.51% for RDYY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RDYY has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 21.9% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.0% for QQQ and -51.2% for RDYY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while RDYY charges 1.01%. On a $10,000 position that is $18 vs $101 annually, a gap of $83 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 141.85% for RDYY.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 2 in RDYY, totalling 99.9% and 20.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 2 in RDYY, against full books of 107 and 16.

You are not choosing between two funds in isolation.

Whichever of QQQ and RDYY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQRDYY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or RDYY?

QQQ has an expense ratio of 0.18% while RDYY charges 1.01%. QQQ is the cheaper option, by $83 a year on a $10,000 investment.

Which performed better, QQQ or RDYY?

Over the past year QQQ returned +21.77% vs -39.94% for RDYY, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +24.23% vs -33.53% for RDYY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or RDYY?

RDYY has been the more volatile fund at 39.9% annualized versus 21.9% for QQQ. Worst drawdown: QQQ -12.0% vs RDYY -51.2%.

Should I hold both QQQ and RDYY?

QQQ and RDYY have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or RDYY?

QQQ yields 0.44% while RDYY yields 141.85%, so RDYY currently pays the higher dividend yield.

Is RDYY better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.