QQQ vs RIFR

QQQ vs RIFR
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQRIFRWinner
Expense Ratio0.18%0.59%
AUM$496.3B$44M
Dividend Yield0.44%0.87%
Holdings10867
YTD Return+16.64%+10.89%
1Y Return+27.27%+12.15%
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%10.9%
Max Drawdown-83.0%-6.8%
Fund FamilyInvesco (US)Russell Investments
CategoryEquityEquity
InceptionMar 10, 1999May 13, 2025

QQQ vs RIFR Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Russell Investments Global Infrastructure ETF (RIFR) is a ETF from Russell Investments. Over the past year QQQ returned +27.27% while RIFR returned +12.15%. Year to date, QQQ is up 16.64% versus a gain of 10.89% for RIFR.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.9% for RIFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -6.8% for RIFR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while RIFR charges 0.59%. On a $10,000 position that is $18 vs $59 annually, a gap of $41 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.87% for RIFR.

Holdings Overlap

0.2%overlap

QQQ and RIFR share 1 holdings out of 161 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in RIFRDifference
XEL0.21%2.51%2.30%

Frequently Asked Questions

Which is cheaper, QQQ or RIFR?

QQQ has an expense ratio of 0.18% while RIFR charges 0.59%. QQQ is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, QQQ or RIFR?

Over the past year QQQ returned +27.27% vs +12.15% for RIFR, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.03% vs +15.04% for RIFR. Past performance does not guarantee future results.

Which is riskier, QQQ or RIFR?

QQQ has been the more volatile fund at 30.6% annualized versus 10.9% for RIFR. Worst drawdown: QQQ -83.0% vs RIFR -6.8%.

Should I hold both QQQ and RIFR?

QQQ and RIFR have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and RIFR?

QQQ and RIFR share 1 common holdings with a 0.2% weight overlap. Combined, they hold 161 unique securities.

Which pays a higher dividend, QQQ or RIFR?

QQQ yields 0.44% while RIFR yields 0.87%, so RIFR currently pays the higher dividend yield.

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